Valuations – Profitability Modelling Manager 3 month contract

Description de la mission

The role
Funding Circle is looking for a contractor to work with our Customer Analytics team on our valuations infrastructure for a Line of Credit product.
Who are we?
Our mission is to build the place where small businesses get the funding they need to win.
We do this by uniting cutting-edge data and technology to deliver an unbeatable customer experience. With a decade of expertise under our belt, we’ve built a game-changer of a platform that’s reshaping the landscape of SME lending. Say goodbye to lengthy applications and hello to lightning-fast decisions! In just minutes, SMEs across the UK can get an instant decision, giving them access to affordable funding in a flash.
99% of businesses are small businesses! And in most cases aren’t given the finance they need to grow. We’re here to change that because the world needs small business.
Want to learn more?
We have a huge impact on the businesses that borrow through our platform, the communities they serve and the overall economy (last year £6.9bn of GDP generated). You can read our full Impact Report here: https://www.fundingcircle.com/uk/impact
To see what our customers think, visit our Trustpilot page: https://uk.trustpilot.com/review/fundingcircle.com
And we’re still evolving! With over a decade leading the industry with our award winning core loans offering we are now well on our way to solving more SME finance challenges transforming into a multi-product lending platform.
What will you be doing?
Assess the current valuations framework used for a line of credit product against current and future business requirements
Recommend approach based on existing models and monitoring framework or alternatives possible given Funding Circle’s analytics platform available
Align and agree on approach with senior management and implement
Update of NPV model (horizontal valuations – based on month on book inputs for life time value at product/segment/blended levels) including documentation and model validation
Update of P&L input model (vertical aggregation – portfolio calendar month output) including documentation and independent model validation
Work with Data engineering to implement any data modelling changes required
Build automated performance monitoring framework vs actual data including cohort PV/NPV actualization
Hand over all products back to Funding Circle analytics teams with capability to update and maintain all aspects of framework
Models need to be of reasonable file size and with commonly understood formulae
Any VBA needs to be clearly documented and commented in code
Document models and processes required to run monitoring updates
Independent model validation completed (critical to project completion)
What we’re looking for
Extensive experience of financial modelling of Credit card, Line of Credit or similar products in Banking or specialised consultancy
Good knowledge of NPV valuations theory including monitoring best practices
High proficiency in Excel including VBA
Experience of working on AWS data lake technology and Tableau
Experience of writing model documentation of standard for independent validation review
Strong communication skills to work with technical and non-technical senior management
At Funding Circle, we celebrate and support the differences that make you, you. We’re proud to be an equal-opportunity workplace and affirmative-action employer. We truly believe that diversity makes us better .
Why join us?

Our Circler proposition is designed to support employees both in and out of work, and it is anchored around four pillars: Health, Wealth, Development & Lifestyle.

We offer hybrid working, with 2-3 days per week based in the office. When you’re in the office you can take advantage of our free barista and subsidised lunches through JustEat and we will help support your home working set-up. We support flexible working arrangements so please speak to our recruitment team if this is something you’d like to learn more about.

A few highlights:
Health: Private Medical Insurance through Aviva, Dental Insurance through Bupa, MediCash, free access to online therapy sessions via Spill and exclusive discounts with Hertility for reproductive health support.
Wealth: Octopus Money Coach, free mortgage advisor partnership and discounts across numerous retailers through Perks at Work.
Development: Learning allowance and full access to internal Learning platform.
Lifestyle: Gympass, Electric Car Scheme and more!

And finally, we have enhanced all of our parental leave policies – we actually won the AltFi Award for Diversity, Equity and Inclusion Initiative of the Year 2022 for our Partner Leave policy. You can read more here: https://www.altfi.com/article/10158_the-altfi-awards-2022-here-are-the-winners

Research shows that some people are less likely to apply to jobs unless they meet every single criteria. At Funding Circle we are committed to building diverse teams so please apply even if your past experience doesn’t align perfectly with the requirements. You might just be the perfect addition to the team!

Want to Build The Incredible? We’d love to hear from you.